Monica AI Without a Credit Card: How to Pay with Crypto in 2026

All-in-one AI assistant for your browser — chat, summarize, translate and write. Here is how to get Monica AI without a credit card — paid with Bitcoin, USDT, Ethereum or TRON — and which plan makes the most sense for you.

Monica AI plans and official prices

Plan	Billing	Official price	Per month	12-month cost
Monica AI Pro	1 month	$9.90	$9.90	$118.80
Monica AI Unlimited	1 month	$19.90	$19.90	$238.80

The lowest-cost way in is Monica AI Pro at $9.90 per month. Current discounted prices are shown on the Monica AI product page.

Step by step: pay for Monica AI with crypto

1. Create your AIOFFER account with Google sign-in.
2. Top up your wallet with USDT (TRC20 is cheapest to send), Bitcoin, Ethereum or TRX — minimum $10.
3. Paste the transaction ID so the deposit can be confirmed on the blockchain.
4. Open Monica AI on AIOFFER and choose your plan.
5. Pay from your balance — Monica AI is activated and you are updated in your order ticket.

Which coin should you use?

For small payments, a stablecoin like USDT is the most practical: its value doesn't move while the transfer confirms, and TRC20 transfers are cheap. Bitcoin and Ethereum are accepted too — just double-check the network before sending.

What Monica AI gives you

• GPT, Claude and Gemini models
• Summarize web pages, PDFs and YouTube
• Writing and translation tools
• Works on Chrome, Edge and mobile

Tips

• Start with the mid-tier plan for a month — upgrade only if you keep hitting the limits.
• Choose Upgrade my account if you already use Monica AI and want to keep your history; choose Ready-made account for a fresh login.

Alternatives to Monica AI

• ChatGPT — The world's most popular AI assistant — GPT models, image and video generation, deep research and agents. Official price from $8/month.
• Claude — Anthropic's thoughtful AI for writing, analysis and coding — with Claude Code included. Official price from $20/month.
• Google Gemini — Google's most capable AI, built into Gmail, Docs, Android and Chrome — with extra cloud storage. Official price from $19.99/month.

Monica AI with crypto — FAQ

Can I pay for Monica AI with Bitcoin?

Yes. Top up your AIOFFER wallet with Bitcoin (or USDT, ETH, TRX) and buy any Monica AI plan from your balance.

Do I need a credit card for Monica AI?

No. Paying through AIOFFER with crypto replaces the card payment; you get the official Monica AI plan.

How long does Monica AI activation take?

Orders are activated as soon as possible after the payment is confirmed — normally within 24 hours — and you follow progress in your order ticket.

Buy Monica AI with crypto →