Microsoft 365 Price in 2026: Every Plan Explained
A clear breakdown of every Microsoft 365 plan in 2026 — what each one costs, who it's for, and how to get the same official plan for less.
· 2 min read
Word, Excel, PowerPoint, Outlook and 1 TB OneDrive — with Copilot AI built in. Choosing the right plan can save you a lot over a year, so here is every Microsoft 365 option side by side, with official 2026 prices.
Microsoft 365 pricing at a glance
| Plan | Billing period | Official price | Per month |
|---|---|---|---|
| Microsoft 365 Personal | 12 months | $99.99 | $8.33/mo |
| Microsoft 365 Family | 12 months | $129.99 | $10.83/mo |
The cheapest way to use Microsoft 365 is the Personal plan at $8.33 per month (billed $99.99 every 12 months). The most complete option is Family at $10.83 per month.
Which Microsoft 365 plan is right for you?
Microsoft 365 Personal — $99.99 / 12 months
The entry point. Best if you want Microsoft 365's core features at the lowest cost or you're trying it for the first time.
Microsoft 365 Family — $129.99 / 12 months
The top option, designed for heavy users who want the highest limits and every feature.
What every paid plan includes
- Full Word, Excel, PowerPoint and Outlook
- 1 TB OneDrive storage per person
- Copilot AI in Microsoft apps
- Use on PC, Mac, iPhone, iPad and Android
- Microsoft Defender security
- Clipchamp premium video editor
How to pay less for Microsoft 365
- Monthly plans are the most flexible way to try Microsoft 365; longer plans usually lower the effective monthly price.
- AIOFFER sells the same official Microsoft 365 plans below the list price, and selected plans get up to 80% off in our daily deals.
- Choose the tool your team already uses; the best app is the one everyone opens.
Is Microsoft 365 worth the price?
For freelancers, teams and anyone organizing work and projects, Microsoft 365 usually pays for itself quickly. Keep in mind: team features may require higher tiers, and switching tools later means migrating data.
Alternatives to Microsoft 365
- Grammarly — Write clearly and confidently everywhere — AI grammar, tone, rewrites and plagiarism check. Official plans from $12/month.
- Notion — Your connected workspace — notes, docs, wikis, projects and databases in one place. Official plans from $10/month.
- LinkedIn Premium — Get hired and grow your network — InMail, who viewed your profile and AI job insights. Official plans from $39.99/month.
Frequently asked questions
What is the cheapest Microsoft 365 plan?
Microsoft 365 Personal at an official $8.33 per month is the cheapest paid option.
Can I pay for Microsoft 365 with Bitcoin or USDT?
Yes. Top up your AIOFFER wallet with Bitcoin, USDT (TRC20 or ERC20), Ethereum or TRON from any wallet or exchange — the minimum top-up is $10 — then buy Microsoft 365 instantly from your balance.
How long does Microsoft 365 activation take?
Most orders are activated within a few hours of payment. You follow progress and receive any login details in your private support ticket.
See today's discounted price on the Microsoft 365 page.
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