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Microsoft 365 Cost in 2026: Monthly vs Yearly Price Breakdown

Every Microsoft 365 plan with its official 2026 price, what it costs per month and per year, and the cheapest way to get it.

· 1 min read

Microsoft 365 Cost in 2026: Monthly vs Yearly Price Breakdown

Word, Excel, PowerPoint, Outlook and 1 TB OneDrive — with Copilot AI built in. Below is every Microsoft 365 plan with its official 2026 list price, so you can see exactly what you would pay over a month and over a year.

Microsoft 365 price list

Plan Billing Official price Per month 12-month cost
Microsoft 365 Personal 1 year $99.99 $8.33 $99.99
Microsoft 365 Family 1 year $129.99 $10.83 $129.99

Cheapest and most complete plans

  • Cheapest: Microsoft 365 Personal — $8.33 per month.
  • Most complete: Microsoft 365 Family — $10.83 per month.

Microsoft 365 price vs alternatives

Service Cheapest official plan Per month
Microsoft 365 Microsoft 365 Personal $8.33
Grammarly Grammarly Pro Annual $12
Notion Notion Plus Annual $10
LinkedIn Premium LinkedIn Premium Career $39.99
n8n Cloud n8n Cloud Starter $24

How to pay less for Microsoft 365

  • AIOFFER sells the same official Microsoft 365 plans below the list price — see today's price on the Microsoft 365 page.
  • Some plans join our daily deals with discounts up to 80% for 24 hours.
  • Choose the tool your team already uses; the best app is the one everyone opens.

Microsoft 365 price — FAQ

How much is Microsoft 365 per month?

Officially from $8.33 per month for Microsoft 365 Personal, up to $10.83 per month for Family.

Is there a cheaper way to get Microsoft 365?

Yes — AIOFFER sells the official plans at a discount and accepts crypto, so you can pay less than the list price without a credit card.

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